Finalysis Ltd, the founding company, was established in 1990 at University College Dublin's (UCD) Innovation Centre. It was established by senior former bankers for the purpose of providing strategic treasury advice to major corporate clients, especially in relation to risk management of liquidity, interest rates and currency.
Initial introductions were provided by UCD and Finalysis, accordingly, worked with many of the largest Irish companies, assisting them in revamping their treasury and banking arrangements in line with best practice, pricing and services.
Having worked with many of the UK multinationals, it was natural that Finalysis would, in 2002, establish its London office, Finalysis UK ltd, to service the UK market, Corporate and Public Sector
In 2005 Finalysis established an office in Johannesburg, where managing director, Patrick Shallow, had previously worked as economist with Standard Bank. The focus of the South African service was the management of SA Rand currency risk and then prevailing high interest rates.
Since its establishment, Finalysis Ltd and its three franchise operations have worked with some 400 of the top multinationals, universities and public bodies and they hold testimonials from all industry sectors. By application of international best practices and proprietary strategies, Finalysis has found it possible to add significant value to even the most sophisticated treasury and cash management systems – typically£/ €1,000 annually for every£/ €1 million of client turnover.
In the current recessionary climate the Finalysis service has focused internationally on supporting critical corporate banking relationship, on managing ongoing liquidity and securing transparency and value for money.
Finalysis and its sister Software Company Credit Expo (www.creditexpo.ie)
In the course of its consulting work Finalysis has developed a number of software products which it has patented to protect the Intellectual Property. These include the Overdraft Calculator (OIC) and the Currency Manager used in the course of Finalysis’ consulting work for corporate clients.
More recently it has added the following two major software products developed for banking clients
Empirical Credit Risk Management (ECM)
An important additional service of Finalysis has been consulting to Banks and Instalment Lenders on credit risk, where it has developed( and patented its ECM software, being promoted by the patent-holding company, Credit Expo(www.creditexpo.ie)Credit expo services and software are in current high demand as credit risk management has moved to the centre of Bank activities and profitability.
EYC (Effective Yield Calculator)
EYC was developed for a leading Mortgage lender to achieve IFRS compliance when calculating the effective yield, allowing for actuarial distribution of mortgage sourcing costs. This product has international relevance and value for all mortgage lenders.