Finalysis three principal services are:

• Corporate Banking and Treasury Consultancy (The Core activity)
• Bank Installment Credit Risk Management (ECM) (a risk measurement methodology and software product developed and patented by sister  company, CreditExpo   (www.credit-expo.co.uk)
• Financial and Banking Consulting (assignments for Irish Banks and  the Credit Union movement)

Corporate Banking & Treasury

The Finalysis service focuses on assisting the corporate client, through existing banking relationships, to manage its short and longer term  net liquidity - across currencies (regardless of whether net borrowed or in surplus) to optimize interest, receivable or payable, and to minimize interest and currency risk.
Aspects reviewed include:

• The level, structure and cost of Borrowings, (especially for working capital).
• The distribution of currency assets, cash flows and cash forecasts
• Bank treasury systems in use and  cash management procedures
• Corporate risk policy on:

          Liquidity
          Interest Rate
         Currency

• Investments and Bank Deposits
• Bank Charges
• InterestTransactions Costs

Approach & Deliverables
Approach to Assignments

• Finalysis meets with clients for initial confidential discussions, not more than  one hour. (Where these are available, it first reviews the Company financials)
• If that discussion of company requirements and of existing banking and treasury arrangements indicates major available benefits, Finalysis suggests following with a review proposal.
• When presenting that proposal, Finalysis discusses and agrees the areas to be reviewed, the documentation required by Finalysis, the quantum of benefits being targeted, the timeframe and the basis of fees.
• When relevant documentation has been received and reviewed, and before presenting its final report, Finalysis meets with the client to discuss any review queries emerging and to clarify any matters of concern to the client.

The Deliverables

• Following completion of its review, Finalysis presents and discusses its detailed report and recommendations. The client then takes two/three weeks to consider internally and, to confer with its accountants and banks.
• The client then has an evaluation meeting with Finalysis to obtain any further advice, to confirm the practicability of all recommendations and to agree "next steps".
• Finalysis offers up to two days' support to ensure that maximum benefits are achieved, often meeting, (where invited), with the client's bank or auditors, often assisting in any bank tendering process and, on occasion, conducting in-house seminars for clients on recommended strategies.
• Finalysis also offers training to Corporates on aspects of treasury, banking policy and strategic options.

Bank Refunds

Where identified bank errors (encountered in some 25% of all reviews) are reported to the client and significant refunds are commonly made. (up to €600,000 in a single case).

Fees

Finalysis offers alternative pricing models for its services. Finalysis is then paid one-third of the agreed fee after three weeks; the balance is paid within the following two months, as recommendations are implemented and benefits  are drawn down.